◆ Economics

What an equity research analyst
really does.

20 tasks, each one witnessed by the sources that watched the job — and behind every one, a prompt you can use tonight.

20evidenced tasks
63,850in the US (2025)
$117,330median pay / year
5systems it runs on
This is what one task looks like here
Recommend ways to control or reduce risk
Draft a concise memo proposing three concrete actions to reduce portfo…3 sources agree

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The work, task by task

20 tasks
Hands on the work16
Recommend ways to control or reduce risk+
Draft a concise memo proposing three concrete actions to reduce portfolio risk: tighten underwriting on lower-rated corporates, increase stress-test severity by 20%, and introduce monthly covenant testing; attach supporting back-test charts and send to Head of Research Priya Singh and Chief Risk Officer Joel Rivera by close of business Thursday.
escojdonet3 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Study economic and business trends+
Compile a short market-note synthesising GDP, consumer spending and industrial output movements for the quarter, flag three implications for our coverage sectors, and email the note to the research desk and senior traders before market open Monday.
jdonet2 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Track and report on market risk aspects+
Produce the monthly market-risk snapshot: show VaR, stress losses by scenario, and top five drivers versus last month, include one-sentence recommended actions for traders, and circulate to Head of Trading Miguel Alvarez and Risk Committee members by 10am Friday.
jdonet2 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Evaluate current and historical financial data+
Produce a time-series analysis of the company’s income statement, balance sheet and cash flow for the past five years, flagging trends in revenue, margins, leverage and liquidity and run the standard credit stress scenarios to show impact on interest coverage and covenant ratios.
jdonet2 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Prepare written risk assessment reports+
Draft a two-page risk assessment for the head of research that summarises current exposures, key historical deterioration signals, stress-test outcomes, recommended risk mitigants and a one-paragraph conclusion for the investment committee.
jdonet2 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Devise scenario analyses for market events+
Construct three scenario runs for a 20% market correction, a delayed rate cut, and a supply-chain shock, showing revenue, margin and debt-servicing outcomes over 12 quarters and the breakpoints for covenant breach.
jd
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Gather risk-related data from resources+
Pull the latest regulatory filings, industry sales data, short interest, and counterparties' credit ratings, consolidate key risk metrics into a single table, and highlight any deteriorating trends for the desk by Friday noon.
jd
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Recommend investments and timing+
Write a crisp recommendation to buy, hold or sell with target price and optimal entry window, citing valuation multiple, macro trigger, and the two downside scenarios that would make you change the call, then send to portfolio managers.
jd
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Grow the practice2
Watch and assess2

What the work runs on

named inside the evidenced tasks
16 tasksMicrosoft Excelpreparing back-test charts and quantified impacts to support the recommendationsOpen its task library →
7 tasksGoogle Docswriting the concise memo collaboratively for review
1 taskIBM SPSS Statisticsestimating and calibrating statistical risk models and documenting results
1 taskMicrosoft PowerPointpackaging the snapshot and recommended actions into a concise circulation slide deck
1 taskApache Hivequery and validate large ingestion tables to find missing fields, outliers and timestamp issues

The same task, four heights

this page is height one
ExecuteDo today's task, with fewer mistakesyou are here → ImproveMake it easy for the next person to acceptin the atlas → DecideWork out the right move when it is unclearin the atlas → BecomeLearn the pattern so it stops coming backin the atlas →

Can AI actually do this job?

the honest answer

It can

where it genuinely helps
  • Explain the theory behind the work
  • Draft, tidy and structure your writing
  • Rehearse a hard conversation before you have it
  • Build a study plan that fits your gaps

It cannot

where it stops, completely
  • Be in the room where an equity research analyst actually works
  • Carry the responsibility when the call is wrong — that weight stays yours
  • Notice what no one wrote down: the hesitation, the thing left unsaid
  • Live with the outcome

What the work pays

two countries, two different measures

United States

this exact occupation · BLS 2025
  • $117,330 a year — the middle: half earn more, half earn less
  • The lowest tenth earn near $64,820; the top tenth near $196,110
  • 63,850 people employed in this occupation

India

the occupation GROUP, not this job · PLFS via ILOSTAT 2025
  • ₹26,152 a month — the median for Technicians and associate professionals, the group this work sits in
  • India publishes pay by broad occupation group, so this covers many jobs besides this one. It is a shape, not a salary.
read this carefullyThese two numbers are not comparable and must not be converted into each other. One is a yearly figure for this job alone; the other is a monthly figure for a whole family of jobs. What travels between them is the pattern, not the amount: experience lifts pay almost everywhere.

Where the evidence lives

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Close to this work

12 nearby
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Questions people actually ask

You usually start by checking overnight market moves and company news, then pull financials into Microsoft Excel to update models. Expect to spend 2–4 hours building or adjusting valuation models, running scenario analyses, and drawing charts for reports.

Afternoon often means meeting company management or analysts, writing sections of a research note in Google Docs, and preparing a slide deck in Microsoft PowerPoint. Time splits: about 40% analysis/modeling, 30% writing/presentation, 30% calls and meetings.

Learn Microsoft Excel first — you’ll use it for valuation models, historical financial analysis, and charts every day. Learn to build inputs, formulas, scenario tabs, and clean data for risk systems.

Second, learn PowerPoint for client-ready slides. IBM SPSS Statistics helps for statistical tests and backtesting; Apache Hive matters if you work with large datasets in a firm that stores raw data in Hadoop. Google Docs is enough for collaborative writing.

The U.S. Bureau of Labor Statistics (BLS) reports a median pay of $117,330 per year for this occupation. BLS also shows about 63,850 employed; the lowest tenth earn $64,820 and the top tenth earn $196,110.

Use BLS for national median figures; actual pay varies by city, firm size, and whether you get bonuses or work in investment banking or buy-side roles.

Use AI to speed research: ask it to summarize transcripts, suggest comparable companies, or draft report language. Always check AI outputs against primary sources (10‑K, earnings slides) and your Excel models; treat AI as a first draft, not a final product.

Never paste confidential data into public AI services. Use firm-approved AI or run models locally. Keep version control in Google Docs or your firm’s system and document assumptions in your model tabs.

Equity research focuses on analyzing companies and recommending buy/sell/hold, producing research notes and models. Tasks include financial statement analysis, valuation, and meeting company management.

Investment banking structures deals and raises capital; you work on transactions and pitchbooks. Portfolio management buys and sells securities for a fund and manages risk/allocations. Research supports portfolio managers by providing the analysis.

Excel modeling and financial statement analysis are top priorities — you need to pull, clean, and interpret numbers and build scenario analyses. Learn to make clear charts and summaries in PowerPoint or Google Docs.

Communication matters: write concise research notes and explain models to traders or portfolio managers. Also learn to assess management quality during meetings and keep data quality in risk systems.

Analysts create risk assessments by running scenario analyses in Excel, evaluating market and credit risk metrics, and compiling findings into written risk reports using Google Docs or PowerPoint. They gather data from filings, market feeds, and internal risk databases.

Firms may use IBM SPSS Statistics for statistical tests, Apache Hive to query large raw datasets, and maintain input/data quality for risk management systems. Tasks include recommending ways to reduce risk, fraud prevention steps, and contingency plans.