◆ Data & Analytics

What a fraud analyst
really does.

20 tasks, each one witnessed by the sources that watched the job — and behind every one, a prompt you can use tonight.

20evidenced tasks
132,130in the US (2025)
$81,100median pay / year
8systems it runs on
This is what one task looks like here
Detect securities fraud and market abuse
Scan the recent trade blotter and flagged account histories to identif…2 sources agree

The shape of the day

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The work, task by task

20 tasks
Hands on the work18
Detect securities fraud and market abuse+
Scan the recent trade blotter and flagged account histories to identify patterns consistent with insider trading, layering, or spoofing, prioritise the top five suspicious securities with supporting transaction chains and hand them to Marcus in investigations by Wednesday for legal review.
escoonet2 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Interview witnesses or suspects+
Schedule and prepare a thirty-minute witness interview with Claire Hodges for Friday, draft questions linking her account activity to the suspicious trades, circulate the interview brief and required documents to Olivia in legal and to Detective Barnes, and confirm recording permission before the session.
jdonet2 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Gather financial documents+
Request the last three years of bank statements, invoices, and supplier contracts for account 4123, reconcile transactions above $5,000, and deliver a consolidated file with annotations to the audit lead and legal by close of business Tuesday.
escojdonet3 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Obtain evidence+
Compile contemporaneous emails, transaction logs, CCTV timestamps and payroll reports relevant to suspect payments between March and May, preserve originals, summarize evidential gaps, and hand the package to the investigation manager and counsel within 48 hours.
escojdonet3 agree
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Recommend actions in fraud cases.+
Recommend three actions for the Nguyen account flagged for duplicate wire transfers: freeze outgoing transfers, open a recovery trace on the last 72 hours of transactions, and recommend filing a suspicious activity report to legal and operations by Wednesday — explain legal risk and expected recovery rate.
onet
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Obtain and serve subpoenas.+
Obtain and serve subpoenas for account records related to the Torres investigation: prepare subpoenas naming the bank, custodial broker, and payment processor, get manager approval, and schedule service with process server for next Tuesday morning.
onet
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Arrest individuals to be charged with fraud.+
Execute arrest plan for the Rivera fraud suspect: confirm warrants are signed, coordinate timing with local police and the on-call prosecutor, prepare custody checklist and evidence log, and notify the fraud team lead one hour before action.
onet
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Take statements+
Take witness statements from three company finance staff about the Gray invoice scheme: record their accounts in sequence, obtain identifying details and supporting documents, sign witness declaration, and flag inconsistencies for the auditor before end of day Friday.
jd
when the reply comes backPush once: ask it to sharpen the weakest part, and to say what it assumed. Helpful?
Watch and assess2

What the work runs on

named inside the evidenced tasks
10 tasksMicrosoft Excelfor reconciling transactions, annotating discrepancies, and producing the consolidated worksheet for reviewOpen its task library →
8 tasksMicrosoft Outlookarranges calendar invites, attendees, and meeting attachments for interviews
8 tasksMicrosoft Worddrafts the interview brief and question list to circulateOpen its task library →
3 tasksMicrosoft SQL Serverquery and join transaction tables to trace chains across accounts
2 tasksMicrosoft SharePointfor secure collection, version control, and controlled access to evidential documents during the investigation
1 taskSplunk Enterpriseingests trade logs and detects patterns and anomalies for investigation
1 taskPythonextract and link transactional data, perform network analysis and pattern detection for layering indicators
1 taskMicrosoft PowerPointassemble executive-ready slides summarising cases, typologies, and recommended controls for presentation

The same task, four heights

this page is height one

Can AI actually do this job?

the honest answer

It can

where it genuinely helps
  • Explain the theory behind the work
  • Draft, tidy and structure your writing
  • Rehearse a hard conversation before you have it
  • Build a study plan that fits your gaps

It cannot

where it stops, completely
  • Be in the room where a fraud analyst actually works
  • Carry the responsibility when the call is wrong — that weight stays yours
  • Notice what no one wrote down: the hesitation, the thing left unsaid
  • Live with the outcome

What the work pays

two countries, two different measures

United States

this exact occupation · BLS 2025
  • $81,100 a year — the middle: half earn more, half earn less
  • The lowest tenth earn near $48,460; the top tenth near $151,490
  • 132,130 people employed in this occupation

India

the occupation GROUP, not this job · PLFS via ILOSTAT 2025
  • ₹38,298 a month — the median for Professionals, the group this work sits in
  • India publishes pay by broad occupation group, so this covers many jobs besides this one. It is a shape, not a salary.
read this carefullyThese two numbers are not comparable and must not be converted into each other. One is a yearly figure for this job alone; the other is a monthly figure for a whole family of jobs. What travels between them is the pattern, not the amount: experience lifts pay almost everywhere.

Where the evidence lives

open any of it yourself

Close to this work

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Questions people actually ask

You usually split time between checking alerts and digging into cases. Morning: review Splunk or transaction-monitoring alerts, open the suspected account in Excel and SQL queries, and read emails in Outlook for any urgent requests.

Afternoon: pull financial documents from SharePoint, run Python scripts to trace transactions, interview a witness or take statements, then write a short report in Word and update managers and regulators using PowerPoint or Outlook.

Expect Splunk Enterprise for log and alert monitoring, Microsoft SQL Server to run queries against transaction databases, and Excel for spreadsheets and pivot tables. Outlook, Word, and SharePoint handle daily communications and document storage.

You’ll also use Python for data cleaning or automating searches, and PowerPoint for summaries to managers or regulators. Learn the basics of each — you’ll switch among them during a single investigation.

Begin with Excel (filters, pivot tables), basic SQL for Microsoft SQL Server, and introductory Python for data tasks. Take short courses or tutorials and practice on sample bank statements and transaction logs.

Learn how to read financial statements and basic law relevant to fraud. Volunteer for audits or compliance projects if possible, and practice writing short investigation reports in Word and slides in PowerPoint.

AI can speed tasks like summarizing documents or spotting patterns in transaction data, but never feed AI with personal data or sealed evidence unless your employer allows it. Treat AI output as a draft — always confirm with Splunk, SQL queries, or original documents.

Keep a clear audit trail: record which AI tool you used, save the prompts and the source files in SharePoint, and only use models approved by your organization or legal team.

According to the U.S. Bureau of Labor Statistics (BLS), there were 132,130 people employed in this occupation. Median pay is $81,100 per year, the lowest 10th percentile is $48,460, and the top 10th percentile is $151,490 per year. These numbers come from BLS.

Actual pay depends on employer, location, and whether you do arrests or regulatory liaison work. Large banks or government agencies often pay more.

A fraud analyst focuses on detecting and investigating suspicious activity using tools like Splunk, SQL, and Python, and writing reports or testifying. Forensic accountants focus more on deep financial statement analysis and audits, often using Excel and accounting systems.

AML investigators (anti-money-laundering) overlap a lot: they run transaction tracing and file suspicious activity reports with regulators. The difference is mostly scope: AML usually targets money-laundering patterns; fraud analysts cover broader scams and internal fraud.

Learn to run and read SQL queries in Microsoft SQL Server and export results into Excel. That skill lets you pull transaction histories, filter suspicious entries, and make quick charts for managers.

Combine that with basic report writing in Word and saving your work in SharePoint. With SQL+Excel+Word you can gather evidence, document findings, and present a case.